Roof Damage After a Storm: What to Do Next and What Your Insurance Company Will Need

When a storm hits, your home’s roof can take a beating. Strong winds, hail, and heavy rainfall can cause significant damage, which can lead to costly repairs. As a homeowner, it’s crucial to take the proper steps after a storm to ensure that any damage to your roof is addressed quickly and correctly. Here are the steps to take after a storm hits and what your insurance company will need.

Step 1: Inspect Your Roof

The first step after a storm is to inspect your roof for any signs of damage. Look for missing or broken shingles, dents or cracks in metal roofing, and any other signs of damage. If you notice any damage, take pictures to document it, as this can be helpful when filing a claim with your insurance company.

Step 2: Contact Your Insurance Company

Once you’ve inspected your roof and documented any damage, it’s time to contact your insurance company. Be sure to provide them with the photos you took during the inspection, as well as any other relevant information about the storm, such as the date and time it occurred.

Step 3: Hire a Professional Roofer

It’s important to hire a professional roofer to inspect your roof and assess the extent of the damage. They can provide you with an estimate for repairs and can work with your insurance company to ensure that the repairs are covered under your policy. Make sure to choose a reputable roofing company with a good reputation in your area.

Step 4: Review Your Insurance Policy

Before filing a claim, review your insurance policy to ensure that the damage to your roof is covered. Some policies have exclusions for certain types of damage or may require a higher deductible for storm-related damage. If you have any questions about your policy, contact your insurance company for clarification.

Step 5: Document Everything

Throughout the process, be sure to document everything. Keep records of all communication with your insurance company and roofing contractor, including emails, phone calls, and letters. This documentation can be helpful if there are any disputes or issues that arise during the claims process.

So, Whats Next?

In conclusion, taking the right steps after a storm hits can help you quickly address any damage to your roof and ensure that repairs are covered by your insurance policy. By following these steps, you can help protect your home and keep your family safe. If you need any assistance with your roof repair or filing an insurance claim, don’t hesitate to contact our roofing experts at Armor Xteriors.